Alternatives
PayPal alternatives for dental practices
Dental practices usually move off PayPal for one of three reasons: they want payments in an account in their own name, they need deposits, packages and memberships without paying per feature, or they need per-location and per-staff visibility. Enterprise Pay Gateway is software on top of Stripe that covers all three — a monthly subscription plus a platform fee of 0.20%–0.75%, with Stripe's processing fees billed separately by Stripe.
Last updated 9 September 2026
Why dental practices look past PayPal
- Checkout is branded as PayPal, so the customer relationship and the statement descriptor are not fully yours.
- Account limitations and holds are a recurring complaint for service businesses with large tickets.
- Recurring plans, storefronts and staff access need extra products or third-party tools.
You can keep offering PayPal as a payment option to customers who ask for it.
What dental practices actually need from payments
Post-insurance balances go uncollected
Statements mailed weeks after treatment collect poorly. A checkout link sent the moment the balance is known collects far more of it.
Treatment plans stall at the quote
Large cases are accepted verbally and never started. Taking a deposit at acceptance converts intent into a scheduled case.
Membership plans billed by hand
In-house plans administered on a spreadsheet lose members every time a card expires. Scheduled billing with retries stops it.
No consolidated revenue view
Production, collections and plan revenue live in different systems. One payment dashboard shows what actually landed in the bank.
How the switch works
- 1
Treatment deposit
Send a deposit link at case acceptance, credited against the treatment plan total.
- 2
Staged payments
Collect at defined treatment milestones rather than one balloon payment at the end.
- 3
Membership plan
Bill monthly or annually with retries and a self-serve portal for card updates.
- 4
Patient balance
Send a checkout link as soon as the post-insurance balance is known.
What would you pay here?
Move the slider to your monthly card volume. Stripe keeps billing you its own processing rates directly — this is only what Enterprise Pay Gateway adds on top.
$15,000
Recommended plan
Starter
- Subscription
- $49 / mo
- Platform fee (0.75%)
- $113 / mo
- Total added by us
- $162 / mo
- Effective rate on volume
- 1.08%
Stripe's processing fees are separate and billed to you by Stripe under your own account.
Common questions
- Can a dental practice run an in-house membership plan?
- Yes. Set the plan up as a recurring product billed monthly or annually, with automatic retries on declined cards and a self-serve portal where patients update their card.
- How do we collect balances after insurance pays?
- Send a hosted checkout link as soon as the patient portion is known. Collection rates on same-week links are far higher than on mailed statements.
- Can we take deposits on large treatment plans?
- Yes. Create a deposit product at case acceptance and collect the remainder in staged payments at treatment milestones.
- What does it cost?
- Stripe's processing fee plus a platform fee. Enterprise Pay Gateway charges $49 to $199 a month plus 0.75% down to 0.40%, with negotiated 0.20%–0.35% pricing for groups.
Stripe-powered payments
Card processing runs on Stripe under your own Stripe agreement.
PCI handled by Stripe
Checkout pages are hosted by Stripe, so card numbers never reach our servers.
We never hold your money
Stripe pays out straight to your bank on its standard schedule.
Per-merchant data isolation
Every record is scoped to your business and enforced at the database level.
Other options for dental practices
Third-party features and pricing are typical published figures and change often — verify with each provider before deciding.