Offer-based
Merchant financing
Turn steady sales into growth capital
Build payment history through the platform and eligible merchants may receive a financing offer based on their sales.
Explore financingBuilt for businesses on Stripe
Stripe is powerful.
We make it simple.
Stripe moves the money brilliantly, then leaves you with dashboards, docs and developers. Enterprise Pay Gateway sits on top of your own Stripe account and gives you ready-made checkout pages, subscriptions, invoices and a storefront — no code, no migration, from $49 a month.
Stripe stays your processor, at Stripe's own rates, paying out to your bank. Free to create an account and explore — you only pay a plan when you go live.
Enterprise Pay Gateway is independent software, not affiliated with or endorsed by Stripe. Payments are processed by Stripe under your own Stripe agreement.
Business money flow
One platform, from sale to growth
Customer payments
Checkout · invoices · subscriptions
Your business balance
Tracked in one clear dashboard
Growth funding
When eligible
Team spending
Controls built in
Treasury
Early access
Powered by StripeNo funds held by us
Stripe on its own vs. Stripe with us
Stripe still processes the payments, at Stripe's own rates, paying out to your bank. The difference is how much work is left for you.
Stripe on its own
- A dashboard built for finance teams and developers
- Payment links built one at a time, by hand
- No storefront page to send customers to
- Memberships, packages and store credit tracked in spreadsheets
- One shared login for the whole team
- Chargeback deadlines noticed late
Stripe with Enterprise Pay Gateway
- A plain-English dashboard anyone on your team can use
- Every product gets a hosted checkout page automatically
- A ready storefront to link from social, search or a text
- Memberships, packages, store credit and loyalty tracked for you
- Staff logins with the access each person needs
- Disputes with reasons, deadlines and an evidence checklist
More than payment processing
Take payments today. Build toward what your business needs next.
Your sales history can become the foundation for financing, controlled business spending, and a more connected way to manage money as you grow.
Partner approval
Business cards
Give your team controlled spending power
Request virtual and physical cards with staff-level limits, category controls, and spend visibility beside your sales.
Explore business cardsEarly access
Treasury
Bring money movement into one place
Join early access for financial accounts, ACH and wires connected to the same platform you use to accept payments.
Join early access01
Process
Build a verified record of real customer sales.
02
Become eligible
Stripe and its banking partners review account activity.
03
Choose when ready
Offers and access are optional and never guaranteed.
Enterprise Pay Gateway is not a bank or lender. Financing, card issuing, and Treasury services are subject to eligibility, regional availability, and approval by Stripe and its banking partners.
Storefront, checkout, memberships and reporting — in about ten seconds.
Stripe-powered
Payments are processed by Stripe under your own Stripe agreement.
Card data never touches us
Checkout is hosted by Stripe on PCI-certified pages.
Money goes straight to you
Stripe pays out to your bank. We never hold your funds.
No long-term contract
Monthly plans on Starter, Growth and Pro. Cancel any time.
Keep Stripe. Add the business behind it.
Stripe processes the payments. Enterprise Pay Gateway is where you run, understand and protect what those payments add up to.
Get paid
Payment links & storefront
Get paid without building a checkout
Understand your Stripe account
Stripe health
Payments, payouts, requirements, restrictions
Protect revenue
Revenue recovery
Failed payments, dormant customers, unused packages
Know your customers
Customer intelligence
Value, frequency, history, quiet customers
Manage recurring revenue
Recurring revenue
Memberships, renewals, MRR, failed payments
Automate the busywork
Customer billing
Members update their own card
Protect revenue
Dispute management
Deadlines, reasons, money at risk, evidence
Protect revenue
Transaction evidence
Policies, acceptance, delivery, service records
Set up Stripe
Stripe setup
Set up payments, links and recurring billing on Stripe
One platform instead of five tools
Most businesses stitch together a payment link tool, a store credit app, a membership plugin, a spreadsheet and an accountant's export. Enterprise Pay Gateway is all of it in one place, running on your own Stripe account.
Hosted checkout links
Every product gets a secure Stripe-hosted payment page you can text, email or embed.
Public storefront
A clean branded page with everything you sell and a pay button, live in minutes.
Memberships & recurring billing
Monthly or yearly plans with saved customers, automatic retries and cancel any time.
Packages & store credit
Sell sessions up front and let customers draw the balance down visit by visit.
Loyalty points
Customers earn points on every payment at a rate you set, redeemable only with you.
Pay at the counter
No card reader needed. Show a code and the customer pays on their phone with card, Apple Pay or Google Pay.
Invoices & bank payments
Send an invoice from your own account, with optional ACH bank debit for larger tickets.
Customer records
Every payment, package balance, membership and point total tied to one customer profile.
Team logins & roles
Invite staff with their own access instead of sharing one password.
Multiple locations
Run several sites under one account and see revenue split by location.
Bring your catalogue
Import by CSV or sync Shopify, Square and WooCommerce read-only — nothing to retype.
Revenue reports & CSV export
Volume, average ticket, product mix and month-by-month totals, exportable for your accountant.
Payout & fee reporting
See exactly what landed in your bank and what every fee was, itemised.
Chargeback tracking
Disputes surface with evidence deadlines and a checklist so you never miss a response window.
API & signed webhooks
Push payments, refunds, chargebacks and membership changes into your booking tool, CRM or Zapier.
One clear platform fee
A monthly plan plus one percentage. Stripe's processing charge is always shown separately.
Payment software built for your industry
Med spa payment processing, dental payment software, salon deposits, veterinary wellness plans, chiropractic care plans and fitness memberships all bill differently. Each page below covers the deposits, prepaid packages, recurring plans and fees for that business type.
Med spas and aesthetics
Booking deposits that cut no-shows, prepaid treatment packages that draw down visit by visit, and monthly memberships that renew on their own.
Med spa payment processingDental practices
Collect the patient portion at the chair, split larger treatment plans into scheduled payments, and keep a card on file for recalls.
Dental payment softwareSalons and barbershops
Deposits on colour appointments, store credit, loyalty points, and reporting split by stylist and location.
Salon payment softwareVeterinary practices
Surgery deposits, monthly wellness plans, and a balance the client can settle in seconds at discharge.
Veterinary payment processingChiropractic clinics
Prepaid visit packages with a remaining count at check-in, plus monthly care plans with automatic retries on failed cards.
Chiropractic payment processingGyms and fitness studios
Recurring memberships, class packs that draw down per visit, and failed-card recovery that runs without a phone call.
Fitness studio payment processingMed spa payment processing, in depth
- Med spa payment processing: what actually matters in 2026
- Med spa membership billing: how to run monthly plans without chasing cards
- No-show deposits for med spas: what to charge and how to make them stick
- Prepaid packages and gift cards for med spas, without the spreadsheet
- Med spa payment processing fees: what you actually pay per treatment
- Card on file for med spas: consent, storage and rebooking
- Med spa POS: taking payment in the treatment room, not at the front desk
- Selling injectable series: deposits, staged payments and expiry rules
- Med spa patient financing: payment plans without a lender contract
- Chargebacks in aesthetics: the four disputes med spas actually lose
- Multi-location med spas: one account, separate books per location
- Tips and commission for injectors: splitting payouts cleanly
- Moving a med spa off its old system without losing memberships
- Med spa gift cards: liability, expiry and redemption tracking
- Selling skincare at checkout: retail in a treatment business
- Med spa payment processing: the annual review checklist
Dental payment software, in depth
- Dental payment software: patient balances, plans and treatment deposits
- Dental patient payment plans: collecting large treatment balances over time
- Dental membership plans: in-house cover that bills itself every month
- Dental front desk collections: getting paid before the patient leaves
- Dental payment software vs. your practice management system
- Collecting the patient portion after insurance pays
- Treatment plan deposits: getting the yes before the chair time
- Text-to-pay for dental practices: balances paid the same day
- Dental payment software for multi-provider practices and associates
- Recall and hygiene reminders that include a payment link
- Orthodontic contracts: long payment plans that don't fail silently
- Dental practice card fees: where the money actually goes
- ACH and bank transfer for large dental cases
- Refunds, credits and overpayments in a dental ledger
- DSO and group practice reporting across locations
- Dental payment software: the yearly collections audit
Live on the platform
Real numbers, updated automatically. No invented logos, no fake testimonials.
Minutes
From signing up to a live checkout link
2 days
Typical Stripe payout to your bank once verified
2.9% + 30¢
Typical Stripe card rate, billed by Stripe
0.20%–0.75%
Our platform fee, shown separately
See how it works
Four steps from signing up to money in your bank account.
1. Connect payments
What is Enterprise Pay Gateway?
Enterprise Pay Gateway is payment software that lets a business accept card payments online through Stripe. A merchant pays a monthly Enterprise Pay Gateway subscription from $49 plus a platform fee of 0.20%–0.75% of processed volume depending on plan. Stripe charges its own processing fees directly to the merchant, separately from Enterprise Pay Gateway.
Onboarding that takes minutes
Merchants connect through Stripe's own verification flow. You see live status the whole way: setup required, verification pending, payments active.
Hosted checkout, nothing to build
Every product gets a Stripe-hosted checkout page. Card details never touch your site, so your PCI burden stays minimal.
Recurring payments
Charge on a schedule for retainers, memberships and service plans, with saved customers and automatic retries.
A storefront out of the box
Publish a clean public page with your products and a pay button. Unpublished and empty stores stay out of search results.
Take payment at the counter
No card reader to buy. Type the amount, show the code, and the customer pays on their own phone with a card, Apple Pay or Google Pay.
Packages and store credit
Sell a package up front and let customers draw it down visit by visit. Every balance and remaining session is tracked against the customer.
Loyalty points that bring people back
Customers earn points on every payment at a rate you set, and points turn into credit they can only spend with you.
Analytics that mean something
Gross volume, transaction count, average ticket and refunds — the numbers that tell you whether payments are actually growing.
Transparent pricing
One monthly subscription and one platform percentage. Stripe's processing charges are always shown separately, never buried.
There is a lot more: invoicing, bank payments, staff logins, multiple locations, payout and fee reports, dispute deadlines and a referral program. See every feature.
Already using Stripe?
Stay on Stripe. Add everything around it.
Setup runs through Stripe's own onboarding, so Stripe stays the processor at Stripe's own rates — and you get the parts Stripe leaves to you: product checkout pages, a storefront, memberships, invoices, staff logins, location reporting and chargeback deadlines. Any separate Stripe account you already run stays untouched.
- Your Stripe account, bank details and payout schedule stay exactly as they are.
- Stripe keeps billing its own processing rates directly to you.
- Import your catalogue by CSV or sync Shopify, Square or WooCommerce read-only.
- Cancel any time and keep taking payments in Stripe.
How it works
- 01
Create your account
Sign up and describe your business. No card required.
- 02
Activate payments
Complete Stripe's verification. Enterprise Pay Gateway shows your live status throughout.
- 03
Add what you sell
Create products with a price and description. Each one gets a hosted checkout page.
- 04
Get paid and build history
Stripe settles funds to your bank while your verified sales record can support future financing and card eligibility.
What would Enterprise Pay Gateway cost you?
Enter your monthly card volume and typical transaction size. We show the Enterprise Pay Gateway subscription and platform fee, and estimate Stripe's separate processing charges for comparison.
Estimated 133 transactions per month.
Recommended plan
Growth
For merchants processing roughly $25,000–$100,000 a month.
- Enterprise Pay Gateway subscription
- $99 / month
- Enterprise Pay Gateway platform fee (0.60%)
- $360 / month
- Total Enterprise Pay Gateway cost
- $459 / month
- Effective Enterprise Pay Gateway rate on volume
- 0.77%
Stripe processing charges are separate
Stripe bills you directly for card processing under its own agreement with you. At Stripe's standard US online card rate of 2.9% + 30¢, that would be roughly $1,780 / month on this volume. Your actual Stripe rate depends on card type, country and payment method — check Stripe's pricing page.
What you can count on
- Card data is handled by Stripe's PCI-certified hosted checkout, so it never touches our systems or yours.
- Payouts go from Stripe straight to your bank. We never hold your money.
- Every fee is itemised: your subscription, our platform percentage, and Stripe's processing charge shown separately.
- Monthly plans with no long-term contract on Starter, Growth and Pro.
Common questions
- What does Enterprise Pay Gateway cost?
- Plans start at $49 per month plus a 0.75% platform fee on processed volume, down to 0.20%–0.35% on enterprise terms. Stripe's processing fees are billed separately by Stripe.
- Who processes the payments?
- Stripe processes all card payments under each merchant's own Stripe agreement. Enterprise Pay Gateway is software and never holds merchant funds.
- How quickly do merchants get paid?
- Funds settle from Stripe directly to the merchant's bank account on Stripe's standard payout schedule, typically within two business days once the account is verified.
- Can I move an existing catalogue over?
- Yes. You can import products by CSV or connect Shopify, Square or WooCommerce read-only and sync your catalogue.
- Is there a contract?
- No long-term contract on Starter, Growth or Pro. Subscriptions are monthly and can be cancelled at the end of the period.
Fix common Stripe problems
- Stripe Account Restricted: Every Reason and How to Fix It
- Stripe Payouts Paused: Why It Happens and How to Get Paid Again
- How to Take Appointment Deposits and No-Show Fees With Stripe
- How to Sell Prepaid Packages and Class Packs on Stripe (No Code)
- How to Add a Loyalty Points Program to Stripe
- Stripe for Teams: Giving Staff Access Without Sharing Your Login
- How to Set Up Monthly Memberships on Stripe Without Code
- How to Build a Storefront on Stripe Without a Website
- Stripe Failed Payments: How to Recover Declined Subscription Charges
- Stripe Dispute Evidence: What to Submit to Win a Chargeback
Start with payments. Grow into more.
Create a free account, activate payments, and begin building the sales history that can open more possibilities for your business.