Philadelphia, PA · Northeast
Payment processing for dental practices in Philadelphia
Philadelphia dental practices use Enterprise Pay Gateway to take booking deposits, sell prepaid packages, bill monthly memberships and email invoices. Card payments run through your own Stripe account, funds settle straight to your bank on America/New_York reporting, and you pay a fixed monthly subscription plus a platform fee from 0.20% to 0.75% — Stripe's processing fee is billed separately by Stripe.
Last updated 9 September 2026
What Philadelphia dental practices are dealing with
Independent clinics and studios replacing legacy terminals with hosted online checkout.
Post-insurance balances go uncollected
Statements mailed weeks after treatment collect poorly. A checkout link sent the moment the balance is known collects far more of it.
Treatment plans stall at the quote
Large cases are accepted verbally and never started. Taking a deposit at acceptance converts intent into a scheduled case.
Membership plans billed by hand
In-house plans administered on a spreadsheet lose members every time a card expires. Scheduled billing with retries stops it.
No consolidated revenue view
Production, collections and plan revenue live in different systems. One payment dashboard shows what actually landed in the bank.
How the money moves in Philadelphia
- 1
Treatment deposit
Send a deposit link at case acceptance, credited against the treatment plan total.
- 2
Staged payments
Collect at defined treatment milestones rather than one balloon payment at the end.
- 3
Membership plan
Bill monthly or annually with retries and a self-serve portal for card updates.
- 4
Patient balance
Send a checkout link as soon as the post-insurance balance is known.
Benchmarks
- Typical treatment plan
- $400–$9,000
- Membership plan fit
- High
- Patient balance leakage
- Material
Implants, orthodontics and full-mouth work need deposits and staged payments, not a single charge at the desk.
In-house plans for uninsured patients are now mainstream and depend entirely on reliable recurring billing.
Balances left after insurance adjudication are the most commonly written-off revenue in a practice.
What it costs
Pricing is identical everywhere — no city or state surcharge. Plans start at $49.00 per month plus a 0.75% platform fee on card volume, and Stripe's own processing fees are charged separately so nothing is hidden inside a blended rate.
Your account defaults to the America/New_York timezone, so daily takings and payout reports line up with your trading day in Philadelphia.
Common questions
- Can a dental practice run an in-house membership plan?
- Yes. Set the plan up as a recurring product billed monthly or annually, with automatic retries on declined cards and a self-serve portal where patients update their card.
- How do we collect balances after insurance pays?
- Send a hosted checkout link as soon as the patient portion is known. Collection rates on same-week links are far higher than on mailed statements.
- Can we take deposits on large treatment plans?
- Yes. Create a deposit product at case acceptance and collect the remainder in staged payments at treatment milestones.
- What does it cost?
- Stripe's processing fee plus a platform fee. Enterprise Pay Gateway charges $49 to $199 a month plus 0.75% down to 0.40%, with negotiated 0.20%–0.35% pricing for groups.