Boston, MA · Northeast
Payment processing for outpatient physical therapy in Boston
Boston outpatient physical therapy use Enterprise Pay Gateway to take booking deposits, sell prepaid packages, bill monthly memberships and email invoices. Card payments run through your own Stripe account, funds settle straight to your bank on America/New_York reporting, and you pay a fixed monthly subscription plus a platform fee from 0.20% to 0.75% — Stripe's processing fee is billed separately by Stripe.
Last updated 9 September 2026
What Boston outpatient physical therapy are dealing with
Clinical and education-adjacent services with strict record keeping and recurring plans.
Copays collected inconsistently
Front desks skip copays when the clinic is busy, and the balance is rarely recovered later. A card on file charged per visit removes the decision.
Patients drop out mid-episode
Attendance falls off after visit four. A prepaid package improves completion rates and secures the revenue for the full plan of care.
Cash-pay programmes billed manually
Maintenance and performance programmes are subscriptions billed like invoices, which loses members every time a card expires.
Reconciliation across payer and patient
Patient-side money is scattered across terminals and statements. One payment dashboard shows what was actually collected from patients.
How the money moves in Boston
- 1
Copay on file
Take a card at intake and charge the copay per visit rather than asking at the desk each time.
- 2
Prepaid visit package
Sell the plan of care as one product at a package price, collected in a single checkout.
- 3
Cash-pay plan
Bill maintenance and performance programmes monthly with automatic retries.
- 4
Balances
Send a checkout link for any patient balance as soon as it is known.
Benchmarks
- Typical copay
- $25–$75
- Visits per episode
- 8–16
- Cash-pay growth
- Rising
Collected at every visit. Small amounts multiplied by high visit counts make automation worth more than it first appears.
A plan of care is effectively a package. Selling it as one prepaid product improves both cash flow and attendance.
Wellness, maintenance and performance programmes bill like memberships and sit entirely outside insurance.
What it costs
Pricing is identical everywhere — no city or state surcharge. Plans start at $49.00 per month plus a 0.75% platform fee on card volume, and Stripe's own processing fees are charged separately so nothing is hidden inside a blended rate.
Your account defaults to the America/New_York timezone, so daily takings and payout reports line up with your trading day in Boston.
Common questions
- Can a physical therapy clinic charge copays automatically?
- Yes. Take a card at intake and charge the copay per visit rather than asking at the desk each time, which removes the most commonly skipped collection in the clinic.
- Can we sell a plan of care as a package?
- Yes. Sell the full episode as one product at a package price through hosted checkout. Prepayment improves attendance and secures the revenue up front.
- Does this work for cash-pay wellness programmes?
- Yes. Those bill as recurring products with automatic retries and a self-serve billing portal, exactly like a membership.
- What does it cost?
- Stripe's processing fee plus a platform fee. Enterprise Pay Gateway charges $49 to $199 a month plus 0.75% down to 0.40%, with negotiated pricing for groups.