Comparison
Enterprise Pay Gateway vs Shopify Payments
Shopify Payments is excellent if your business is a product catalogue with a cart and shipping. Enterprise Pay Gateway suits service businesses: appointments, packages, memberships, invoices and deposits, where the checkout is a link or an invoice rather than a shopping cart.
Last updated 9 September 2026
Both take cards well. The difference is the shape of the business each was designed around. Shopify optimises the path from browsing a product grid to a shipped parcel. We optimise the path from a quote, booking or membership sign-up to money in the account.
Feature by feature
What you get out of the box with each, side by side.
Your own merchant account
Payments settle in an account in your business name, not an aggregator's.
Hosted checkout links per product
A permanent, shareable pay page for anything you sell.
Public storefront page
A ready-made page listing everything you sell, no website needed.
Memberships and recurring billing
Monthly or yearly plans with saved cards and automatic retries.
Invoicing with bank debit (ACH)
Send an invoice with a pay button and take low-cost bank payments.
Staff logins with their own access
Invite your team instead of sharing one password.
Multi-location reporting
Compare revenue site by site.
Dispute tracking with deadlines
Reason, amount at risk, countdown, evidence checklist and private notes.
Payout and fee reports with CSV export
Every payout itemised against the fees deducted from it.
Import your catalogue
CSV, Shopify, Square or WooCommerce, read-only sync.
Transparent, separated fees
Subscription, platform fee and processing shown apart, never blended.
Already on Shopify Payments? You can switch without losing your catalogue — import by CSV or sync it across.
| Enterprise Pay Gateway | Shopify Payments | |
|---|---|---|
| Designed for | Service and recurring revenue | Physical product retail |
| Storefront | Simple hosted service storefront | Full ecommerce theme system |
| Cart and shipping | Not the focus | Best in class |
| Memberships and packages | Included | App required |
| Invoicing with ACH | Included | App required |
| Multi-location service pricing | Included | Partial |
| Software fee | $49–$499/mo | $39–$399+/mo plus apps |
| Platform fee on volume | 0.20%–0.75% | 0% with Shopify Payments, 0.5%–2% otherwise |
| Keep an existing Shopify store | Yes — import products and run both | n/a |
Choose Enterprise Pay Gateway when
- You sell time, treatments, memberships or projects rather than shipped goods
- A large share of revenue arrives by invoice, deposit or recurring plan
- You want service pricing that differs by location
Choose Shopify Payments when
- Your business is a product catalogue with inventory and shipping
- You depend on Shopify's theme, app and channel ecosystem
Common questions
- Can I keep my Shopify store and still use Enterprise Pay Gateway?
- Yes, and many merchants do. Keep Shopify for shipped products and use us for services, memberships, deposits and invoices. You can import your Shopify catalogue so pricing stays consistent.
- Will Shopify charge me extra if I take payments elsewhere?
- Shopify's additional transaction fee applies to orders processed through its checkout with a third-party gateway. Payments you take on your own storefront outside Shopify are not Shopify orders.
What would we cost you?
Move the slider to your monthly card volume. Stripe keeps billing you its own processing rates directly — this is only what Enterprise Pay Gateway adds on top.
$15,000
Recommended plan
Starter
- Subscription
- $49 / mo
- Platform fee (0.75%)
- $113 / mo
- Total added by us
- $162 / mo
- Effective rate on volume
- 1.08%
Stripe's processing fees are separate and billed to you by Stripe under your own account.
Other comparisons
Third-party pricing and features are typical published figures and change often — verify with each provider before deciding. Our own figures come from the pricing page.